New To Medicare?

New to Medicare | Medicare Planning: The Basics | Medicare Planning: Your Helpful Checklist

Worry No More! You’ve just found your very own dedicated and knowledgable team of licensed plan experts! Better yet, our services are no charge (We explain why here)!

We understand you are feeling overwhelmed.   Many of our clients come to us frustrated by the mountain of emails and letters flooding their inboxes - It can be hard telling the difference between what is official government mail and what is from private health insurance companies!  Nearly all our clients contact us because they are having a hard time deciding which option is best for themselves or a loved one.

You are not alone!!! We are here for you.  Let our team of ‘Even Better’ Medicare plan experts take care of you today so you can stop worrying about your Medicare and start enjoying your hard earned golden years!

 

Medicare Planning: The Basics

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When does Medicare Start?

Most people become eligible for Medicare at age 65.  You may also qualify for Medicare before you turn 65 if you have certain health conditions, if you receive disability benefits from Social Security or if you receive certain disability benefits from the Railroad Retirement Board for more than 24 months.  Learn more about eligibility and when you should apply.

You only need to apply for Parts A & B through the Social Security Administration.  You can apply online or in-person at your local Social Security Office.

Already taking your social security at the time of your Medicare eligibility? Then you will likely be auto-enrolled into parts A & B by the government when you become Medicare eligible.

**Due to Covid-19, Many Social Security offices are conducting business over the telephone and can be reached via the nationwide Social Security hotline toll-free: 1-800-772-1213.**

We will help you apply for and select a Part C or Part D plan!

New to Medicare but currently covered by your employer’s group (20 employees or larger) health plan?

You may not need to apply for Part B or Part D immediately as you may have creditable coverage.  Many people who choose to work past age 65 and continue using their employer’s health insurance may not be subjected to Medicare Part B and/or Part D late enrollment penalties as long as their employer’s insurance includes coverage for their medical and prescription drugs. Not sure about your situation?  We’ll help you figure it out - schedule your free consultation/education session or contact us.

New to Medicare | Medicare Planning: The Basics | Medicare Planning: Your Helpful Checklist

Medicare Planning: Your Helpful Checklist

  1. Learn the basics of Medicare, your rights, and your responsibilities by scheduling your free private Medicare Educational session with one of our team! We will show you what Medicare covers, what your costs will be and more…

  2. Check your eligibility.

  3. Apply for Medicare.

  4. Decide which type of secondary coverage you’d like: Medicare Advantage or Medigap (also known as Medicare Supplement)!

  5. Select your Part D Prescription drug plan to ensure you avoid Part D late enrollment penalties. Many Medicare Advantage plans  include Part D coverage at no additional premium! 

  6. Schedule a review of your coverage every October to ensure you have the most up-to-date and advantageous coverage!  Remember that Medigap, Medicare Advantage, and Part D Plans and their monthly premiums change every year!

  7. Get your very own personal ‘Even Better’ Medicare plan expert for life!  We service you for the life of your policies, at no cost to you! Our ‘Even Better’ plan experts are trusted and experienced Medicare and local health plan experts dedicated to showing you the ‘Even Better’ difference:  We guide every step of the way - from educating you on Medicare, to helping you shop for the right plan, to reviewing your existing coverage and, most importantly, to giving you dedicated personalized support for life!

Enjoy your retirement and stop agonizing over health insurance! Get your own ‘Even Better’ agent today!  We are dedicated to helping you feel confident in the choices you make for your health insurance. 

New to Medicare | Medicare Planning: The Basics | Medicare Planning: Your Helpful Checklist

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